by Texas Homesteader ~
It’s common for expenses to jump during the holidays. There are special gatherings to plan, gifts to buy, special foods, extra travel expenses and more.
And then sometimes things happen in your life that you just couldn’t plan for. It’s time to tighten the belt even more. Come see my tips.
Financial Troubles During The Holidays
We’re always very careful with our budget. But sometimes the belt needs to be tightened even more.
When we suffered a significant financial hardship with the unexpected loss of a prime heifer right before the holidays. Being self employed this impacted our budget – we knew NOW was the time to cut back expenses to see us through!
Links below will take you to posts with more detail on those topics.
Here are a few things at the forefront of our minds when we needed to tighten the belt unexpectedly:
No Corporate Income?
I’ve written before about how we are able to survive without a corporate income. These important yet easy-to-follow tips are even more important now.
The weather is beginning to turn colder and that often means the electric bill goes up. RancherMan & I are careful with our electricity usage which saves money in our budget. It’s not just about turning off unused lights, y’all!
Cooking meals from scratch using Cook-Once Eat-Twice is a valuable way we’re making sure to keep our grocery budget intact. I’m also storing our leftovers in glass so they all get eaten & don’t go to waste.
Make It Yourself
Staying out of the stores is important when your belt is tightened. I’ve written before about making our own laundry detergent and even a delightful scent booster for when I wanted a stronger fragrance for our clothes. I’m making my own sheer powdered makeup (and I love it, by the way!) Now’s the time for us to look at anything we used to purchase and ask ourselves: “Can we make that instead?”
Not only does our monthly budget need attention, but the expenses of the holidays need attention too. Thankfully this financial pop doesn’t mean we can’t continue with our comforting traditions.
We’ve been on a Path of a Simpler Christmas for the last several years. This means our Christmas is filled more with meaning, less with ‘stuff’.
That’s important y’all, read it again: More Meaning, Less Stuff.
Some of the easy ways we’ve simplified our Christmas season:
Homemade From The Heart
RancherMan & I typically make our own Christmas gifts every year. Gifts don’t have to be expensive to be beautiful, heartfelt and well received. We’ve given honey from our hives, canned apple pie filling, hummingbird feeders, homemade pasta & sauce & more!
Low Waste (and Low Cost) Gift-Wrapping Options
I’ve always hated all the waste every Christmas morning, so I did something about it. Our gift wrapping is still beautiful, but now it’s reusable. I’ve even made the cutest gift bags with repurposed denim!
We significantly ramped down our exorbitant holiday decorations a few years ago. Since our decorations are small there’s no need for the latest & greatest decorations to be added this year just so we can get rid of last year’s elaborate display. And RancherMan is beyond happy with our quicker (and way cuter) outside decoration idea!
So although our budget has taken a hit, we’ll incorporate these tips (and more) to get through it. What are some of your favorite ways to save money when times get tough?
Links In This Post
- Making Ends Meet w/o Corporate Income
- Tips For Saving Electricity
- Cook-Once Eat-Twice Method Of Cooking
- Ditch The Plastic In Your Refrigerator
- Homemade Laundry Detergent
- Laundry Scent Booster
- Sheer Powdered Makeup Recipe
- Homemade Christmas Gift Ideas
- Low-Waste Gift wrap Ideas
- MYO Fabric Basket Using Repurposed Denim
- A Small Tree Can Be Beautiful Too
- Christmas Decoration: The Grinch
Other Frugal Tips
- Tips For Surviving Sudden Financial Hardship
- Build Financial Security With Less Effort
- Thriving Financially Without A Corporate Paycheck
- Easy Ways To Earn Money Fast In An Emergency
- Do You Get What You Paid For, Or Pay More For Nothing?
- Buying Products Used: Good For Your Budget
- Simplify Your Estate – Document These Numbers NOW!
- Is Food Past The Expiration Date Safe To Eat?
- Things I No Longer Buy At The Store To Save Money
- Top 10 Self Sufficiency Posts
- 12 Easy Tips To Save Money On Groceries
- Easiest Self-Sufficiency Steps To Take NOW
- How To Stay Warm When The Power Goes Out
…and many MORE!
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