by Texas Homesteader ~
We all spend money on products, services and more. But do you get what you pay for, or pay more for nothing??
Get the most for your money. A little research can pay off BIGTIME!
Don’t Pay More For Blind Loyalty
RancherMan & I have been talking about the true costs of staying with a company or product – not because it’s the best fit or best financial decision, but solely because they’re in our comfort zone.
Thankfully we are both in agreement. Part of the reason we can both live & work right here in our NE Texas Homestead paradise is because we both make sure our money is always spent wisely.
We know just going the cheapest route is seldom a good idea. Sure, you may initially save a few bucks. But if the product isn’t of high enough quality to give you satisfactory performance, it’s really not that good of a deal is it?
It’s true you oftentimes get what you pay for.
BUT, (and this is important) it’s also oftentimes true that by being complacent you could very well be paying much more for a brand name or to stay in your comfort zone.
It’s important to look for a product or service that is the virtually the same elsewhere for significantly less.
Don’t get stuck paying much more than you should just because you’ve never considered comparisons.
Vehicles – It’s Not Always About The Name On The Hood
For instance, there is a very well-known tractor company that produces a fine product. But (in my humble opinion) they’re also very overpriced.
I feel by buying that particular tractor I’m paying more for the name on the hood than what’s under it. And it’s what’s UNDER the hood that’s important!
Our tractors, lawn mowers & vehicles were purchased based on research, past experience & customer satisfaction ratings.
Only at the very end of our vetting process do we consider price.
Least Expensive Choice For Electric Providers
The same can be said for electric providers. That big name electric provider doesn’t deliver different electricity than some of the smaller and less-known providers.
The light switch is flipped and the light comes on. Literally – NO difference.
Our home is very well insulated and it’s laid out in a passive-solar design. So energy usage for us is already minuscule.
Here in Texas, RancherMan checks the website Power-To-Choose (a Texas electric provider comparison site) any time our electric contract is about to expire. And the little bit of time he spends researching saves us money
How To Compare Electric Rates In Your Area
Over half of the states in the US now allow energy choice. So if your state allows competition, just a little research for the best option to suit YOUR family can save tons.
Competitive Energy has a state-by-state map to help you choose.
Do some research for your own energy usage. Don’t pay more for nothing.
The dough you save could be huge and you can save it over & over again each month!
Saving Money With Cell Phone Provider
And what about cellphone providers? We’ve found that smaller, lesser-known prepaid companies are almost always cheaper than the ‘Big 3‘.
RancherMan & I are utilizing a cell service using the very same AT&T towers we were using before, but significantly (and I mean SIGNIFICANTLY) cheaper.
We bought our iPhones outright several years ago so we were never pigeonholed into a contract in the first place. Now we’re paying month-to-month, and never being pressured to upgrade our perfectly functional phones ‘just because’.
My cell plan includes unlimited talk & text plus 500 mb data each month. My monthly cost? $18. (as of this writing)
Yep, you read that right! If I find I need more data on any given month for whatever reason, I can buy another block of data easy peasy. But I’ve never had to do that.
This company also offered other plans with more data at a slightly higher cost. But we chose our plan based on how we most use cell service. We’re not paying more for service we don’t use.
Why Does A Limited Cell Service Plan Work For Us?
Now part of the reason this works so well for us is because we have wifi available during our typical workday since we work right here on the Homestead. Plus I don’t go online often from my phone.
We simply chose the plan that worked best in our situation. And that’s important.
You’d need to figure out the circumstances that work best for you and your family.
But don’t pay that big-name cell company year after year because that’s just the way it’s always been… Research to find the best deal for YOU.
Personal Finance – Getting More, Paying LESS!
The same can be said for any number of companies with whom you spend money regularly.
Places such as Insurance companies you’ve been with since you were a teenager so you feel obligated to continue doing business with them.
Or car dealerships you patronize because your dad bought from there when you were a kid.
Even grocery stores because hey, it’s the location where I’ve always shopped – and many other knee-jerk buying decisions.
Customer Service Is Important Too
Of course least expensive is not your ONLY consideration when comparing products & services.
If a company or product offers you something that’s valuable to you even though they’re a slightly higher cost, by all means go with your gut.
My biggies are quality & customer service. Heck I’ll spend more money (within reason of course) with a company that offers exemplary customer service. So I get that. I really do.
But don’t get stuck paying more than you should just because it never crosses your mind to compare.
It’s a big, wide, competitive world out there. Get your best deal and don’t get stuck paying more for NOTHING!
Other Budget-Stretching Articles
- Do You Get What You Paid For, Or Pay More For Nothing?
- Buying Products Used: Good For Your Budget
- When Financial Times Turn Tough Unexpectedly
- Thriving Financially Without A Corporate Paycheck
- 12 Easy Ways To Save On Groceries
- Homemade Meals Every Day – The EASY Way!
- Is Food Past The Expiration Date Safe To Eat?
- Easy Ways To Save Money On Electricity
- How To Stay Warm When The Power Goes Out
- Whole-House Fan – Eco-Friendly Cooling
- Solar Screens Reduce AC Needs
- Our 3 Favorite Rainwater Catchment Systems
DIY / Misc
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- How To Fix A Solar Pathway Light
- Repurposing Items To New Life
- …And MUCH More!!
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