by Texas Homesteader ~
Think about your personal finance. Do you get what you pay for, or pay more for nothing??
Don’t get stuck paying much more than you should just because that’s who you’ve always paid. Get the most for your money. A little research can pay off BIGTIME!
Don’t Pay More For Blind Loyalty
RancherMan & I have been talking about the true costs of staying with a company or product – not because it’s the best fit or best financial decision, but solely because they’re in our comfort zone.
Thankfully we are both in agreement. Part of the reason we can both live & work right here in our NE Texas Homestead paradise is because we both make sure our money is always spent wisely.
We know just going the cheapest route is seldom a good idea. Sure, you may initially save a few bucks. But if the product isn’t of high enough quality to give you satisfactory performance, it’s really not that good of a deal is it?
It’s true you oftentimes get what you pay for.
BUT, (and this is important) it’s also oftentimes true that by being complacent you could very well be paying much more for a brand name or just to stay in your comfort zone, but NOT for a product or service that is the virtually the same elsewhere for significantly less.
Vehicles – It’s Not Always About The Name On The Hood
For instance, there is a very well-known tractor company that produces a fine product. But (in my humble opinion) they’re also very overpriced.
I feel by buying that particular tractor I’m paying more for the name on the hood than what’s under it. And it’s what’s UNDER the hood that’s important!
Our tractors, lawn mowers & vehicles were purchased based on research, past experience & customer satisfaction ratings. Only at the very end of our vetting process do we consider price.
Best Choice For Electric Providers
The same can be said for electric providers. That big name electric provider doesn’t deliver different electricity than some of the smaller and less-known providers.
The light switch is flipped and the light comes on. Literally – NO difference.
Over half of the states in the US now allow energy choice. So if your state allows competition, just a little research for the best option to suit YOUR family can save tons. Competitive Energy has a state-by-state map to help you choose.
Here in Texas, RancherMan checks the website Power-To-Choose (a Texas electric provider comparison site) any time our electric contract is about to expire. And the little bit of time he spends researching saves us money
Don’t Pay More For Electricity
Our home is very well insulated and it’s laid out in a passive-solar design. These are features we purposely added to our home during construction to keep our future monthly electric bills low. So energy usage for us is already minuscule.
But with a little research RancherMan found a company called Infuse Energy. I’d never heard of them before but they offered a plan that was a great fit for us with how we use energy.
Although plans come & go, changing along the way – this plan was good for a year. And during our contract year it saved us lots of money on electricity. Simply put, when our usage stays below 1000 kwh per month, it was a flat rate of $25 plus taxes. (as of this writing)
WHAT?? REALLY?? $25??
Oh yeah, really.
Do some research for your own energy usage. Don’t pay more for nothing. The dough you save could be huge and you can save it over & over again each month!
Saving Money With Cell Phone Provider
And what about cellphone providers? We’ve found that smaller, lesser-known prepaid companies are almost always cheaper than the ‘Big 3‘.
RancherMan & I are utilizing a cell service using the very same AT&T towers we were using before, but significantly (and I mean SIGNIFICANTLY) cheaper.
We bought our iphones outright several years ago so we were never pigeonholed into a contract in the first place. Now we’re paying month-to-month, and never being pressured to upgrade our perfectly functional phones ‘just because’.
My cell plan includes unlimited talk & text plus 500 mb data each month. My monthly cost? $18. (as of this writing)
Yep, you read that right! If I find I need more data on any given month for whatever reason, I can buy another block of data easy peasy. But I’ve never had to do that.
Now part of the reason this works so well for us is because we have wifi available during our typical workday since we work right here on the Homestead. Plus I don’t go online often from my phone.
But this company also offered other plans with more data at a slightly higher cost.
We simply chose the plan that worked best in our situation. And that’s important.
You’d need to figure out the circumstances that work best for you and your family. But don’t pay that big-name cell company year after year because that’s just the way it’s always been… Research to find the best deal for YOU.
Personal Finance – Getting More!
The same can be said for any number of companies with whom you spend money regularly,
Places such as Insurance companies you’ve been with since you were a teenager so you feel obligated to continue doing business with them.
Or car dealerships you patronize because your dad bought from there when you were a kid.
Even grocery stores because hey, it’s the location where I’ve always shopped – and many other knee-jerk buying decisions.
If a company or product offers you something that’s valuable to you, by all means go with your gut.
My biggie is customer service. Heck I’ll spend more money (within reason of course) with a company that offers exemplary customer service. So I get that. I really do.
But don’t get stuck paying more than you should just because it never crosses your mind to compare.
It’s a big, wide, competitive world out there – get your best deal and don’t get stuck paying more for NOTHING!
Other Budget-Stretching Articles
- Do You Get What You Paid For, Or Pay More For Nothing?
- Buying Products Used: Good For Your Budget
- 12 Easy Ways To Save On Groceries
- Homemade Meals Every Day – The EASY Way!
- MYO Pet Stain Carpet Cleaner
- Saving Money On TV
- Easy Ways To Save Money On Electricity
- Our 3 Favorite Rainwater Catchment Systems
- Easiest Self-Sufficiency Steps To Take NOW!
- Repurposing An Empty Coffee Canister To A Cute, Country Breadbox
- Repurposing Items To New Life
- …And MUCH More!!
Other Conservation Posts
- Keeping Your Dollars: Saving Electricity
- Solar Screens Reduce AC Needs
- Whole-House Fan – Eco-Friendly Cooling
- Using FREE Solar Energy Instead Of Kitchen Appliances
- Household Utility Conservation: Indoor Water
- 3 Rainwater Collection Systems We Use
- Reducing Landfill-Bound Trash
- Saving Money On Things That Used To Be FREE: TV
- How To Stay Warm When The Power Goes Out
Other Frugal Tips
- When Financial Times Turn Tough Unexpectedly
- Build Financial Security With Less Effort
- A Financial Hit On The Homestead
- Simplify Your Estate – Document These Numbers NOW!
- Thriving Financially Without A Corporate Paycheck
- Make Your Slow Cooker More Efficient
- Is Food Past The Expiration Date Safe To Eat?
- Make A Cute Gift Box With A Repurposed Greeting Card
- MYO Minty Mouthwash
- Repurposing Empty Coffee Canisters
- Keep That Broccoli Fresh
- Don’t Waste Onion Trimmings
- Cleaner Vegetable Chopping
- Using Frozen Water Bottles In The Kitchen
- Don’t Waste It – Free Vegetable Broth
- Make A Cute Dish Carrier From Old Jeans
- MYO Crispy Taco Shells CHEAP
- Paper Napkins In A Paperless Kitchen
- Use ALL Of Your Spray Cleaner
- Easiest Self-Sufficiency Steps To Take NOW
…and many MORE!
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