Category Archives: Saving Money & Personal Finance

Tips on saving money, spending money wisely, personal finance and more. #TexasHomesteader

How We Survived A Financial Hit During The Holidays, And You Can Too!

by Texas Homesteader ~ 

It’s common for expenses to jump during the holidays. There are special gatherings to plan, gifts to buy, special foods, extra travel expenses and more.

And then sometimes things happen in your life that you just couldn’t plan for. It’s time to tighten the belt even more. Come see my tips.

Financial Hit: Sometimes the financial belt must be tightened even more. Here are things at the forefront of our minds for the next several weeks #TexasHomesteader

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5 Frugal Things To Save Money This Week – Restaurant Meal, Window Repair, Metal Recycling

by Texas Homesteader ~

I think it’s a beautiful thing that when I take steps to save money it almost always also has a positive environmental effect.  But it was a busy week for us and sometimes when life gets hectic I take shortcuts, which can have a negative effect on my environmental awareness as well as our budget.  But I think I did very well staying true to my environmental self as well as to our budget.  C’mon & see 5 things we did to save money (and the environment!) this week.

Sometimes when life gets hectic, shortcuts can have a negative effect on our budget. Come see what we did to save money this week! #TexasHomesteader

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Cheap (Or Free) Mulch Options For The Garden

by Texas Homesteader ~ 

Mulch is a valuable asset in your garden. It preserves moisture, moderates soil temperatures and helps keep your plants healthy too.

But don’t assume your only option is to buy mulch! Check with your city, utility company or local extension agent & you could get it FREE! 

Don't assume your only option is to buy mulch! Check with your city, utility company or local extension agent & you could get it FREE! #TexasHomesteader

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5 Frugal Things To Save Money This Week – Credit Card Points, Sales Price Math, Efficient Errands

by Texas Homesteader ~

Spring is almost here in NE Texas!  How glorious to see things turning green, colorful flowers popping up and the temps warming.  RancherMan & I have been busy building new chicken runs and preparing the garden for planting.  We’re in Planting Zone 8 so I’m safe to drop the veggie seedlings into the ground around Easter and  I.  Can’t.  WAIT!   But I digress… (eh hemm…)

Today’s topic is saving money, and saving money is important to RancherMan & me – being self-employed means we’re always keeping a watchful eye on our dollars.  Thankfully there are ample opportunities to save some cold hard cash.  C’mon and see what we did this week to save money.

SAVE MONEY! Being self-employed means we keep a watchful eye on our dollars. Thankfully there are always ample opportunities to save! #TexasHomesteader

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Easy Bedspread & Clothing Repairs, Sun Tea and More

by Texas Homesteader ~
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Five is not a large number, and 5 frugal things aren’t difficult for most households to accomplish. I’m hoping this short list of easy frugal things we did at our own home one day might inspire you to look at your own tasks. Perhaps you’ll start tackling just 5 easy things to save money in your own home.

As an added bonus, almost always those money-saving tasks are environmentally friendly as well. So without doubling your effort you’re able to double your effect! Gotta love it, right?? See what today’s short list of 5 frugal things are in our home…

5 FRUGAL THINGS To Save Money. See our quick list of 5 for today. Easy to incorporate and the more you do the more it becomes part of life #TexasHomesteader

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5 Frugal Tasks Today To Save Money – Simple Dessert, Food Waste, Decluttering

by Texas Homesteader ~

RancherMan & I are able to live & work here on our Homestead – a place that speaks to our hearts – because we are very careful with our finances. You know what they say, “small leaks sink great ships” or, you know, something like that…

Anyway, my point is that by paying attention to the smaller things, living frugally just becomes a way of life. There’s really no sacrifice, just a consciousness of frugal tasks that make sense in the flow of our days. In my case frugality is only part of the reason I’m paying attention – many times those same tasks are also environmentally friendly too. And that’s a two-fer win for me!

5 FRUGAL TASKS To Save Money: By paying attention, living frugally just becomes a way of life. Frugal tasks are natural in the flow of our days #TexasHomesteader

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Feed Wild Birds Cheaper Using Plain Chicken Scratch

by Texas Homesteader ~  

We love feeding the beautiful wild birds. So we used to buy the large expensive bags of bird seed at the big-box store. But those wild birds can really go through a lot of feed!

We discovered there’s an oh-so-much-cheaper way to fill the feeder, y’all. Check out today’s Homestead Hack. 

HOMESTEAD HACK: CHEAPER BIRD SEED! I'm here to tell you there IS an easier (and oh-so-much CHEAPER) way! Check out today's Homestead Hack. #TexasHomesteader Continue reading

Grocery No-Spend Challenge: FINAL WEEK!!

by Texas Homesteader~
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WHEW, what a month it’s been! Y’all know RancherMan & I embarked on an entire month-long Grocery No-Spend Challenge. It was a rigid challenge, allowing for no purchases whatsoever on anything grocery related which included dining out, beverages and herbs, etc.

Week One wasn’t bad at all. Our pantry & freezers were full so there really wasn’t much change to our routines. 

Week Two had a few catches but it was still easily workable.

By the time we got to Week Three was a little more of a challenge and we had to make several compromises. But by then I’d pretty much hit my stride. Plus we had our eye on the end of the month, so our motivation was still pretty high which helped a lot.

But how about that last week? Read on, dear friends.

30-DAY GROCERY NO-SPEND CHALLENGE! No money spent on food for a full month - see how we survived our FINAL WEEK! Tips & recipes included #TexasHomesteader

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